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Baccarat is a classic card game where you bet on which of two hands, the Player or the Banker, will total closest to nine, or whether they will tie. You are not dealt a hand yourself; you simply back an outcome. Its simple choices and low house edge on the main bets make it a favorite among table-game players.
Before cards are dealt you place a bet on Player, Banker, or Tie. Both hands receive two cards, and totals are counted using only the last digit, so a hand of 7 and 8 counts as five. Fixed rules decide whether a third card is drawn, with no decisions required from you. The hand closest to nine wins, and winning Banker bets usually pay a small commission.
The Banker bet carries the lowest house edge and wins slightly more often, which is why most strategy points to it despite the commission. The Tie bet pays more but has a far larger house edge, so it is best avoided for regular play. Baccarat outcomes are independent, so scorecard patterns do not predict future hands; focus on flat betting and bankroll limits.
Baccarat is available for real money at the casinos listed on this page. Register with one of the listed operators, deposit funds, and open the game from the table games section. Review any bonus terms and the commission or side-bet rules before playing, since these details can vary between listed operators.
The Banker bet has the lowest house edge and wins slightly more often, which is why it is the most commonly recommended wager.
A small commission, often five percent, offsets the Banker bet's statistical advantage so the casino keeps a consistent edge.
The Tie pays more but carries a much higher house edge, so most players avoid it for regular betting.
18+. Gamble responsibly — see our Responsible Gambling guide.